Maximum loan amount: €3,500

If facility is secured, the debit Interest rate is presently 4.25% per annum (i.e. 0.25% over the Bank's Base Rate, currently 4%) while if facility is unsecured, at the rate of 4.75% per annum (i.e. 0.75% over the Bank's Base Rate).

Repayment term of a maximum of 5 years.

Loan monthly repayments are not to exceed 30% of applicant's
gross monthly income.

Processing fee (one time) of €23.

Loan repayments will be effected by standing order from an account with
APS Bank Ltd in which customer's salary will be routed via direct credit.